Riding the rollercoaster: 6 feelings you’re likely to experience as a first-time buyerThere’s no doubt about it – buying your first home is one of the most rewarding experiences of your life! However, it is an emotional...
The importance of the LVRLVR or Loan-to-value ratio is one of the most important metrics lenders use. LVR is the percentage of the secured property value you are...
Who is eligible for the proposed First Home Loan Deposit Scheme?What a weekend in lead up to the election. We now have both major parties supporting a First Home Loan Deposit Scheme to help some first...
Should I fix my mortgage rates? What are the facts?THE FACTS: Over the past 29 years, you would have been better off only 30% of the time with a 3-year fixed rate over a variable rate....
The impact of the election on the Property Market and Housing FinanceHighlights: Labor's policy to remove negative gearing on investment purchases of pre-owned properties from 2020 has impacted property...
Lender Customer Service - What to consider?Approval timing If timing is critical (e.g. because you are bidding at an auction), you need to be aware of the lender's approval...
Where does the lender get their money and how it impacts the future changes their variable rates? Most of the money lenders have (up to 95%) doesn't belong to them. All lenders (including the major banks) have borrowed the money they...
Interest rate discountsWhat are interest rate discounts? An interest rate discounts a margin (quoted in percentage points) that is subtracted from the lenders...
Home Buyer Essentials GuideWhat you need to know when buying and financing your home Buying a home can be one of the most exciting times in anyone’s life. When...