Home loans to grow your wealth...
Do you want to make Principal & Interest repayments or Interest Only repayments?
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You are paying off the loan
-
Repayments are higher
-
You pay less interest over the long term
-
This is the most common
-
You don't pay off the loan
-
Repayments are lower over the initial Interest Only period only (usually up to years)
-
Interest rate is higher
Interest rates loans with principal & interest repayments for investment properties you are buying from:
if you have at least 20% deposit
2.34% p.a.
Fixed for 3 years
​
3.88% p.a. comparison rate
or
2.99% p.a.
Variable offset account
​
3.54% p.a comparison rate
if you have 10%-20% deposit (after paying for LMI)
or
2.34% p.a.
Fixed for 3 years
​
3.88% p.a. comparison rate
2.99% p.a.
Variable offset account
​
3.54% p.a comparison rate
if you have 5%-10% deposit (after paying for LMI)
or
2.34% p.a.
Fixed for 3 years
​
3.88% p.a. comparison rate
3.19% p.a.
Variable offset account
​
3.54% p.a comparison rate
Interest rates for loans with interest only repayments on investment properties you are buying from:
if you have at least 20% deposit
2.34% p.a.
Fixed for 3 years
​
3.88% p.a. comparison rate
or
3.14% p.a.
Variable offset account
​
3.54% p.a comparison rate
if you have 10%-20% deposit (after paying of LMI)
2.69% p.a.
fixed for 2 years (No offset account - LMI required)
​
3.16% p.a. comparison rate
or
3.21% p.a.
variable (with full offset account - LMI required)
​
3.61% p.a. comparison rate
Do you want to make Principal & Interest repayments or Interest Only repayments?
-
You are paying off the loan
-
Repayments are higher
-
You pay less interest over the long term
-
This is the most common
-
You don't pay off the loan
-
Repayments are lower over the initial Interest Only period only (usually 5-10 years)
-
Interest rate is higher
Interest rates for loans with principal & interest repayments on investment properties you are refinancing from:
if you have at least 20% equity
2.34% p.a.
Fixed for 3 years
​
3.88% p.a. comparison rate
or
2.99% p.a.
Variable offset account
​
3.54% p.a comparison rate
Interest rates loans with interest only repayments on investment properties you are refinancing from:
if you have at least 20% equity
2.34% p.a.
Fixed for 3 years
​
3.88% p.a. comparison rate
or
3.14% p.a.
Variable offset account
​
3.54% p.a comparison rate
Disclaimer
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*Interest Rates are correct as at 28 June 2020 and are subject to change at any time. Comparison rate calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.
​
Subject to lender terms and conditions.
​