Home loans to grow your wealth...

What is the purpose of the loan?

Do you want to make Principal & Interest repayments or Interest Only repayments?

  • You are paying off the loan

  • Repayments are higher

  • You pay less interest over the long term

  • This is the most common

  • You don't pay off the loan

  • Repayments are lower over the initial Interest Only period only (usually up to years)

  • Interest rate is higher

 
 
 
Interest rates loans with principal & interest repayments for investment properties you are buying from:
if you have at least 20% deposit

2.34% p.a.

Fixed for 3 years

3.88% p.a. comparison rate

or

2.99% p.a.

Variable offset account

3.54% p.a comparison rate

if you have 10%-20% deposit (after paying for LMI)
or

2.34% p.a.

Fixed for 3 years

3.88% p.a. comparison rate

2.99% p.a.

Variable offset account

3.54% p.a comparison rate

if you have 5%-10% deposit (after paying for LMI)
or

2.34% p.a.

Fixed for 3 years

3.88% p.a. comparison rate

3.19% p.a.

Variable offset account

3.54% p.a comparison rate

Interest rates for loans with interest only repayments on investment properties you are buying from:
if you have at least 20% deposit

2.34% p.a.

Fixed for 3 years

3.88% p.a. comparison rate

or

3.14% p.a.

Variable offset account

3.54% p.a comparison rate

if you have 10%-20% deposit (after paying of LMI)

2.69% p.a.

fixed for 2 years (No offset account - LMI required)

3.16% p.a. comparison rate

or

3.21% p.a.

variable (with full offset account - LMI required)

3.61% p.a. comparison rate

 

Do you want to make Principal & Interest repayments or Interest Only repayments?

  • You are paying off the loan

  • Repayments are higher

  • You pay less interest over the long term

  • This is the most common

  • You don't pay off the loan

  • Repayments are lower over the initial Interest Only period only (usually 5-10 years)

  • Interest rate is higher

 
 
 
Interest rates for loans with principal & interest repayments on investment properties you are refinancing from:
if you have at least 20% equity

2.34% p.a.

Fixed for 3 years

3.88% p.a. comparison rate

or

2.99% p.a.

Variable offset account

3.54% p.a comparison rate

Interest rates loans with interest only repayments on investment properties you are refinancing from:
if you have at least 20% equity

2.34% p.a.

Fixed for 3 years

3.88% p.a. comparison rate

or

3.14% p.a.

Variable offset account

3.54% p.a comparison rate

Disclaimer

*Interest Rates are correct as at 28 June 2020 and are subject to change at any time. Comparison rate calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.

Subject to lender terms and conditions.