Home loans to grow your wealth...
Do you want to make Principal & Interest repayments or Interest Only repayments?
-
You are paying off the loan
-
Repayments are higher
-
You pay less interest over the long term
-
This is the most common
-
You don't pay off the loan
-
Repayments are lower over the initial Interest Only period only (usually 5-10 years)
-
Interest rate is higher
Interest rates loans with principal & interest repayments for investment properties you are buying from:
if you have at least 20% deposit
3.39% p.a.
fixed for 3 years (100% offset account) - No LMI
4.75% p.a. comparison rate
Great customer service
or
3.46% p.a.
variable (with full offset account) - No LMI
3.86% p.a comparison rate
Special rate
if you have 15%-20% deposit
or
4.94% p.a.
fixed for 3 years (no offset account - No LMI)
5.45% p.a. comparison rate
Rare deal
Non-advertised rate
4.92% p.a.
variable (with full offset account - No LMI)
4.99% p.a. comparison rate
Rare deal
Non-advertised rate
if you have 10%-15% deposit (after paying for LMI)
or
3.39% p.a.
fixed for 3 years (No offset account) - LMI required
4.75% p.a. comparison rate
Special rate
3.46% p.a.
variable (with offset account) - LMI required
3.86% p.a. comparison rate
Non-advertised rate
if you have 5%-10% deposit (after paying for LMI)
or
3.84% p.a.
fixed for 3 years (No offset account) - LMI required
4.90% p.a. comparison rate
Non-advertised rate
4.05% p.a.
variable (no offset account) - LMI required
4.58% p.a. comparison rate
Non-advertised rate
Interest rates for loans with interest only repayments on investment properties you are buying from:
if you have at least 20% deposit
or
3.49% p.a.
fixed for 3 years (No offset account - No LMI)
5.06% p.a. comparison rate
Special rate
3.56% p.a.
variable (with full offset account - No LMI)
3.96% p.a. comparison rate
Non-advertised rate
if you have 10%-20% deposit (after paying of LMI)
or
3.49% p.a.
fixed for 3 years (No offset account - LMI required)
5.06% p.a. comparison rate
Special rate
3.56% p.a.
variable (with full offset account - LMI required)
3.96% p.a. comparison rate
Great customer service
if you have 5%-10% deposit (after paying of LMI)
5.21% p.a.
fixed for 3 years (100% offset account - LMI required)
5.17% p.a. comparison rate
or
4.61% p.a.
variable (100% offset account - LMI required)
4.93% p.a. comparison rate
Non-advertised rate
Interest rates for combined investment property and owner-occupied property from:
for principal and interest repayments
for interest only repayments
3.49% p.a.
variable (with offset account)
3.88% p.a. comparison rate
or
3.89% p.a.
variable (with offset account)
3.99% p.a. comparison rate
Do you want to make Principal & Interest repayments or Interest Only repayments?
-
You are paying off the loan
-
Repayments are higher
-
You pay less interest over the long term
-
This is the most common
-
You don't pay off the loan
-
Repayments are lower over the initial Interest Only period only (usually 5-10 years)
-
Interest rate is higher
Interest rates for loans with principal & interest repayments on investment properties you are refinancing from:
if you have at least 20% equity
3.39% p.a.
fixed for 3 years (with offset account - No LMI)
4.75% p.a. comparison rate
Great customer service
or
3.46% p.a.
variable (no offset account - No LMI)
3.86% p.a. comparison rate
if you have 15%-20% equity
4.94% p.a.
fixed for 3 years (no offset account - No LMI)
5.45% p.a. comparison rate
Rare deal
Non-advertised rate
or
4.92% p.a.
variable (with full offset account - No LMI)
4.99% p.a. comparison rate
Rare deal
Non-advertised rate
Interest rates loans with interest only repayments on investment properties you are refinancing from:
if you have at least 20% equity
or
3.49% p.a.
fixed for 3 years (no offset account - No LMI)
5.06% p.a. comparison rate
Special rate
3.56% p.a.
variable (with full offset account - No LMI)
3.96% p.a. comparison rate
Non-advertised rate
if you have 10%-20% equity
or
3.49% p.a.
fixed for 3 years (no offset account - LMI required)
5.06% p.a. comparison rate
Special rate
3.56% p.a.
variable (with full offset account - LMI required)
3.96% p.a. comparison rate
Non-advertised rate
if you have 10%-15% equity
3.39% p.a.
fixed for 3 years (100% offset account - LMI required)
4.75% p.a. comparison rate
or
3.46% p.a.
variable (with 100% offset account - LMI required)
3.86% p.a. comparison rate
Non-advertised rate
Disclaimer
*Interest Rates are correct as at 12 July 2019 and are subject to change at any time. Comparison rate calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.
Subject to lender terms and conditions.